Minimum, Vital and Mobile Wage (SMVM) Update — Direct Impact on Reporting Entities
Through Resolution MTESS 9/2025, a new progressive update scheme for the Minimum, Vital and Mobile Wage (SMVM) was established, effective from November 2025 through August 2026.
For Reporting Entities, the SMVM is a key variable, as it defines thresholds and reporting regimes across multiple regulations related to Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT).
- Systematic reports
- Transaction thresholds
- Due diligence parameters
- Obligations before the Financial Intelligence Unit (UIF) and other authorities
Each SMVM update requires reviewing processes, operational thresholds, customer profiles, and monitoring systems in order to prevent non-compliance.
At Integria Consulting, we support our clients in:
– Regulatory impact analysis
– Adjustment of thresholds and risk matrices
– Updating internal procedures
– Comprehensive compliance with the Financial Intelligence Unit – Argentina